Location: Home >> Risk Analysis of Bank Supply Chain Finance Based on Customer Management
With the rapid development of China's economy, the demand for supply chain finance by banks is also growing. However, there are some risks and problems when banks conduct supply chain finance business. This article analyzes the financial risks of bank supply chain based on customer management, and puts forward some feasible risk control suggestions. Firstly, this article introduces the basic concepts, development status, and related risks of bank supply chain finance. By analyzing the current supply chain finance business in the Chinese market, it is found that banks have some problems in conducting business: lack of a complete customer management system, lack of advanced information systems, and lack of professional talent. Some concrete measures are proposed: establishing a sound customer management system, establishing a sound information system, and operational risk prevention system. Finally, this article conducts an in-depth study of bank supply chain finance business under the topic of "Risk Analysis of Bank Supply Chain Finance Based on Customer Management". Based on the various risks faced by banks in conducting business, some feasible and effective risk control suggestions are proposed: establishing a sound customer management system, establishing a sound information system, and operational risk prevention system. Through research and analysis, this article believes that starting with customer credit risk and information security risk based on customer management can effectively control various risks faced by banks' supply chain finance business, thereby improving the level of management and control of banks' supply chain finance business.
Greg Buchak, Gregor Matvos, Tomasz Piskorski, Amit Seru. Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks [J]. Journal of Financial Economics, 2018.
Huang Rui, Lai Xiaobing, Tang Song. How does financial technology affect corporate financing constraints? Dynamic Effects, Heterogeneity Characteristics and Macro and Micro Mechanisms [J]. International Finance Research, 2020 (06).
Ling Runze, Pan Ailing, Li Bin. Can Supply Chain Finance Improve Enterprise Innovation? [J]. Financial and Economic Research, 2021, (02).
Lu Qiang, Liu Beni, Song Hua. Impact of SME capacity on supply chain financing performance: information-based perspective [J]. Nankai Management Review, 2019 (03).
Sheng Tianxiang, Fan Baibu. Financial Technologies, Optimal Banking Market Structure and Credit Supply to Small and Micro Enterprises [J]. Financial Research, 2020 (06).
Song Hua, Huang Qianyou, Yang Yudong. Impact of Financial-Oriented and Supply-Chain-Oriented Supply Chain Finance on En-terprise Performance [J]. Journal of Management, 2021 (05).
Song Min, Zhou Peng, Si Haitao. Financial Technology and Total Factor Productivity of Enterprises: A Perspective of Empowerment and Credit Rationing [J]. Industrial Economy of China, 2021(04).
Xiao Wen, Xue Tianhang. Rising Labor Costs, Financing Constraints and Changes in Total Factor Productivity of Enterprises [J]. World Economy, 2019 (01).
Xie Zhichun, Zhao Xinglu, Liu Yuan. Financial Technology Development and Digital Strategic Transformation of Commercial Banks [J]. China Soft Science, 2018 (08).
Yu Hui, Wang Shuang. Willingness of core enterprises to participate in supply chain finance and financing model orientation [J]. China Circulation Economy, 2022 (03).
Yuqing Xia. Risk Analysis of Bank Supply Chain Finance Based on Customer Management. OA Journal of Economy and Management, 2023, 2(1), 44-49.
Copyright © 2022 Damray Co., Ltd. Privacy Policy | Terms and Conditions
